Following a car accident, you will most likely interact with your insurer’s insurance adjusters, responsible for valuing your claim. You should be very careful when dealing with them. They might seem friendly and empathetic to your situation, but you need to remember where their loyalty lies – with the insurance company.
An insurance adjuster’s actions are usually centered around protecting the insurance company’s financial interests when settling your claim. Therefore, you should be careful not to put yourself in a situation where you are at a disadvantage.
Be careful with the information you disclose
Insurance adjusters like to lock people into a narrative that may not be clear — and that can happen while you’re still processing what happened to you. It’s always wisest not to permit the adjuster to record your statements or take them in writing.
Do not sign anything without going through it
Ensure that you read through and understand any document before you sign it. The devil is in the details. If you are not keen, you could limit your chances of getting enough compensation if you sign a document without knowing what you are getting yourself into.
Do not settle for any early offers
The insurance adjuster may persuade you to settle your claim early by floating an initial offer. It might seem ideal, but an early offer is meant to shield the insurance company from losses and settle the claim as soon as possible. It could be less than the actual value of your claim.
Your interaction with the insurance adjuster is crucial, and it could determine the compensation you will get for your damages. Therefore, it is worthwhile to learn how to handle your car accident claim and what you need to do to get justice served.